01
Customer Due Diligence
Individual and corporate onboarding, identification and verification, beneficial ownership analysis, corporate structure reviews and supporting-document checks.
AML • CDD • RISK • ONGOING MONITORING
AML Compliance,
Handled Properly.
Specialist AML operational support for Malta’s regulated and professional sectors — from customer onboarding and due diligence to ongoing monitoring, remediation and file review.
PracticalDay-to-day support
ProfessionalDocumented decisions
FlexibleProject or ongoing basis
01ONBOARD
02VERIFY
03ASSESS
04REVIEW
05MONITOR
YOUR AML COMPLIANCE PARTNER
Compliance support that works in the real world.
AML compliance is more than completing forms and retaining identification documents. Subject persons are expected to understand their customers, assess risk, identify beneficial ownership, review source of funds and wealth where appropriate, carry out screening, maintain records and demonstrate why compliance decisions were taken.
AML Compliance Experts Ltd provides practical support with the day-to-day implementation of these obligations. We can support an existing compliance team, provide additional resources when volumes increase, or undertake defined AML functions on an outsourced basis.
OUR SERVICES
Operational AML support from first contact to periodic review.
Modular services that can be used individually or combined into an end-to-end outsourced compliance workflow.
02
AML File Preparation & Review
Preparation, completion, quality assurance and remediation of AML files to identify missing information, weaknesses and inconsistencies.
03
Screening & Background Checks
PEP, sanctions and adverse media screening, beneficial-owner screening, alert review and documentation of screening conclusions.
04
Ongoing Monitoring
Periodic reviews, updated documentation, changes in ownership or circumstances, risk reassessment and follow-up of outstanding information.
05
AML Risk Assessments
Customer, business, jurisdictional, product, service and delivery-channel risk assessment with clear rationale for assigned risk ratings.
06
Policies & Procedures
Practical AML/CFT policies, onboarding procedures, customer acceptance rules, screening procedures and ongoing-monitoring workflows.
07
AML Compliance Outsourcing
Partial or complete operational support covering onboarding, CDD preparation, screening, risk assessments, document follow-up, remediation and periodic reviews.
08
AML Training
Practical, role-based AML training for employees, managers, directors, compliance personnel and client-facing professionals.
MORE THAN A COMPLIANCE CHECKLIST
A strong AML file should explain the customer, the risk and the decision.
Who is the customer?
Who ultimately owns or controls the entity?
What is the purpose of the relationship?
Where are the funds coming from?
Are there risk factors requiring further review?
Can the decisions taken be properly demonstrated?
WHO WE SUPPORT
Built around the needs of Malta’s professional sectors.
Our support can be adapted to the client’s profession, volume of work, internal structure and risk exposure.
NotariesProperty transactions, customer files, source of funds and transaction-specific AML support.
Lawyers & Legal FirmsClient onboarding, screening, risk assessment and ongoing file support.
Accountants & AuditorsCDD support integrated into professional accounting and advisory practices.
Corporate Service ProvidersComplex structures, beneficial ownership, screening and periodic reviews.
Property ProfessionalsRisk-based AML support for buyers, sellers and relevant transaction parties.
Other Subject PersonsTailored support for businesses falling within applicable AML/CFT obligations.
OUR TEAM
Professional experience with a practical compliance focus.
AML Compliance Experts combines specialist AML experience with broader business, financial and operational expertise.
AC
Alessandra Cutuli
Director & AML Specialist
info@amlcompliance-experts.comAlessandra Cutuli is originally from Italy and has an academic background in classical literature and criminology. Before specialising in compliance, she spent 11 years working in telecommunications and a further six years in strategic marketing, giving her a broad understanding of customer behaviour, communication and commercial operations.
In Malta, Alessandra worked for four and a half years within the Tumas Group as a KYC Officer, followed by two years as an AML Analyst with RE/MAX. In 2024, she completed a degree in Anti-Money Laundering and Compliance at IDEA College.
Her professional focus is on the practical application of AML/CFT principles, customer due diligence, risk assessment and the use of tools and strategies designed to identify and mitigate money laundering and terrorist financing risk in line with applicable legislation and regulatory requirements.
KV
Kenneth Vella
Director
kenneth@amlcompliance-experts.comKenneth Vella is a Director of AML Compliance Experts Ltd and a Partner at Vella & Associates, an established accountancy and corporate services firm. He has extensive experience across finance, corporate services and business management and has served for many years as Chief Financial Officer of the JB Stores Group of Companies.
Kenneth is also a founding partner of recruitment company Jobs It Is Ltd and serves as Honorary Consul of the Republic of Bulgaria in Malta. His wider business interests include hospitality, property and investments in a number of local enterprises.
He brings to AML Compliance Experts a strong commercial and financial perspective, together with practical experience in corporate governance, professional services and the operational realities faced by businesses and regulated professionals.
WHY AML COMPLIANCE EXPERTS
A practical extension of your team.
Specialist Focus
AML compliance is a core area of our work, not an add-on service.
Practical Experience
We understand the realities of high-volume customer and transaction files.
Flexible Resources
Engage us for a single assignment, a backlog project or ongoing operational support.
Independent Review
Fresh review can identify missing information and inconsistencies before they become larger issues.
Technology Supported
We use technology to support workflow, but professional judgement remains central.
Confidentiality
Discretion and secure handling of customer, corporate and financial information are fundamental.
NEED AML SUPPORT?Your organisation focuses on its clients.
Discuss Your RequirementsYour organisation focuses on its clients.
We help you stay focused on compliance.
CONTACT US
Tell us where you need support.
Whether you require assistance with a single complex file, a remediation exercise, additional resources or ongoing outsourced AML support, we can propose a practical solution tailored to your organisation.
AML COMPLIANCE EXPERTS LIMITED22, Floor 1, Room 1Triq Lewis F. MizziIklin IKL 1061, MaltaCompany Reg. No.: C 110972VAT No.: MT31638014info@amlcompliance-experts.com